Well folks, let's dive headfirst into the exciting world of affordable health insurance for young adults, shall we? Talk about a thrilling ride! The golden ticket here seems to be High Deductible Health Plans (HDHPs). They're not only budget-friendly but also come with a Health Savings Account (HSA) bonus. So, you're getting a double whammy, low premiums, and a tax-advantaged savings account! What's better than saving money and staying healthy? Nothing, I tell you, absolutely nothing!

In my research of the best health insurance plan for 2020, Blue Cross Blue Shield emerged as the top pick due to its nationwide coverage and variety of plans. They offer PPOs, HMOs, and tailored plans, catering to diverse health needs and budgets. Kaiser Permanente also stood out with its high-quality in-house services and comprehensive coverage. United Healthcare, with its extensive network and unique online resources, was another strong contender. However, remember everyone's health insurance needs are unique, so what's best depends on your individual health situation and budget.